Sanglap Nidhi Ltd. is a member-driven financial institution established with the objective of encouraging thrift, savings, and financial discipline among its members. As a Nidhi Company, we operate strictly in accordance with the provisions of the Companies Act and applicable Nidhi Rules, focusing exclusively on the mutual benefit of our members.

We provide a range of secure savings and deposit schemes designed to meet diverse financial goals—whether it is daily savings, long-term wealth creation, education planning, or future security. Our offerings include Savings Deposit Accounts, Recurring Deposits (RD), Fixed Deposits (FD), Cumulative Deposit Schemes, and Educational Savings Plans, each structured to deliver competitive returns with transparency and safety.

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In addition to savings, Sanglap Nidhi Ltd. supports members through responsible loan facilities, including loans against deposits, gold loans, emergency loans, education support loans, and short-term loans. All loan products are offered only to registered members and are structured with fair interest rates, appropriate security, and clear repayment terms.

At Sanglap Nidhi Ltd., trust, simplicity, and member welfare are at the core of everything we do. We believe financial growth should be steady, ethical, and accessible—helping members build a stronger and more secure future.

OUR MISSION, VISION AND VALUES

Our Mission

To promote a culture of regular savings and financial responsibility among our members by offering safe, transparent, and reliable deposit schemes and need-based loan solutions, while strictly adhering to Nidhi regulations and ethical practices.

Our Vision

To become a trusted and community-centric Nidhi Company, empowering members with sustainable financial growth, long-term security, and confidence through disciplined savings and responsible lending.

Our Values

Our Values

Member First

Every product and decision is designed for the benefit and protection of our members.

Trust & Transparency

We maintain clear communication, fair policies, and honest financial practices at all times.

Financial Discipline

We encourage planned savings and prudent borrowing to build long-term financial stability.

Regulatory Compliance

Our operations strictly follow Nidhi Company rules, ensuring safety and accountability.

Sustainable Growth

We focus on steady, risk-aware growth that benefits both current and future members.

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