Recurring Deposit (RD) Scheme Start RD

Key Features of Recurring Deposit Scheme

At Sanglap Nidhi Ltd., our Recurring Deposit Scheme encourages disciplined monthly savings. It is ideal for members who wish to build a fixed corpus through regular contributions while earning stable returns.

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Safe & Assured
Returns

Facility Avilibility
Interest Rate 9%
SMS Facility
Passbook Faciility
Digital Transaction
Balance Check

Eligibility Criteria

  • Applicant must be an active member of Sanglap Nidhi Ltd.
  • Age should be 18 years or above at the time of opening the account
  • Completion of KYC norms as per Nidhi guidelines
  • Regular contribution capacity for the chosen savings scheme
  • Acceptance of the terms and conditions of the deposit scheme

Documents Required

  • Member Identity Card
  • Aadhaar Card
  • PAN Card
  • Recent Address Proof
  • Deposit / Gold details (if applicable)

Why choose our Recurring Deposit Scheme?



Our RD Scheme helps members cultivate financial discipline through structured monthly contributions and assured growth.

It is a secure and systematic way to accumulate savings without financial burden.

Types of Savings & Deposit Schemes

Savings Deposit Scheme

    Our Savings Deposit Scheme is a safe and convenient way for members to begin and maintain regular savings while enjoying flexibility and easy access to their funds.
  • o High liquidity with competitive interest rates
  • o Easy and quick access to funds when required
  • o Nomination facility available for added security
  • o Suitable for daily, weekly, or monthly savings
  • o Flexible deposit amounts to suit member needs

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Recurring Deposit (RD) Scheme

    The Recurring Deposit Scheme helps members cultivate disciplined savings with regular monthly contributions.
  • o Flexible monthly deposits
  • o Attractive interest accrual compounded quarterly
  • o Great for planning goals like education, travel, or festivals
  • o Whether you start with a modest amount or a larger monthly contribution, the RD plan ensures steady growth through compound interes

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Fixed Deposit (FD) Scheme

    For members seeking guaranteed returns with low risk, our Fixed Deposit Scheme offers one of the most reliable investment options.
  • o Fixed tenure options ranging from 12 to 60 months
  • o Competitive interest rates higher than standard savings plans
  • o Option for cumulative and non-cumulative interest structures
  • o Perfect for accumulating a significant corpus with assured returns on maturity.

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Daily Deposit Scheme

    Designed for small business owners, traders, and daily income earners, our Daily Deposit Scheme promotes consistent savings through small daily contributions.This scheme enables members to convert small daily savings into meaningful financial growth over a defined period.
  • o Small daily deposit amounts for easy affordability
  • o Flexible tenure options suited to member needs
  • o Secure and transparent savings management
  • o Encourages regular saving without financial burden
  • o Suitable for building short-term reserves or working capital support

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Monthly Investment Scheme(MIS)

    For members who prefer disciplined monthly savings with steady returns, our Monthly Investment Scheme is designed to build financial stability through systematic contributions.This scheme helps members accumulate a substantial amount over time while maintaining a structured and convenient savings habit.
  • o Fixed monthly deposit amount for a chosen tenure
  • o Tenure options ranging from 12 to 60 months
  • o Attractive and stable returns as per Nidhi guidelines
  • o Encourages financial discipline through regular monthly contributions
  • o Ideal for salaried individuals planning future expenses or goal-based savings

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Interest Rates

Interest rates at Sanglap Nidhi Ltd. are designed to reward disciplined saving while ensuring safety and stability for our members. Rates are determined in accordance with applicable Nidhi rules and internal policies, and may vary based on the type of savings scheme, deposit tenure, and contribution pattern.

Your savings remain under your control — simple terms, no hidden conditions, and complete clarity at every step.

FAQs

Who can open a savings or deposit account at Sanglap Nidhi Ltd.?

Any individual who becomes a registered member of Sanglap Nidhi Ltd. and fulfills the basic membership requirements can open savings or deposit accounts.

Yes, all savings and deposit schemes are managed strictly as per Nidhi Company regulations and internal policies, ensuring transparency, security, and member protection.

Members can choose from Savings Deposit Accounts, Recurring Deposit (RD), Fixed Deposit (FD), Cumulative Deposit, and Educational Savings Schemes, based on their financial goals and tenure preferences.

Premature withdrawal or closure may be permitted as per the terms of the specific savings scheme and applicable Nidhi rules. Members are advised to review scheme conditions at the time of opening.

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